Get one step closer to your dream home
Earn 5% back2 on your purchases to spend on Houzz and enjoy other great rewards and benefits with the Houzz Credit Card and Houzz Mastercard® Credit Card.
Choose the card
that’s right for you
 Houzz Credit CardApply Now |  Houzz MastercardApply Now | |
$50 Welcome Reward1in Houzz Reward Dollars after you open and use your card on Houzz | ||
Additional $50 in Houzz Rewards6when you spend $500 on your card outside Houzz in the first 90 days of account opening | ||
5% Back in Houzz Rewards2every time you use your card to shop on Houzz | ||
1% Back in Houzz Rewards4every time you use your card outside of Houzz | ||
No interest if paid in full within 6 months3On purchases of $350 for a single item made with your Houzz Credit Card. Interest will be charged to your Account from the purchase date if the purchase balance is not paid in full within the promotional period. | ||
No interest if paid in full within 12 months3On purchases of $700 for a single item made with your Houzz Credit Card. Interest will be charged to your Account from the purchase date if the purchase balance is not paid in full within the promotional period. | ||
No Annual Fee7 | ||
No Foreign Transaction Fee7 | ||
Mastercard Member Benefits5enjoy identity theft resolution services, zero liability protection and more | ||
Customer Support Available 24/7 | ||
| Apply Now | Apply Now |
Frequently
asked questions
1. Cannot be combined with other offers. Valid one time only. Offer is exclusive to Houzz Credit Card or Houzz Mastercard® credit card holders enrolled in the Houzz Rewards program. Maximum of $50 in Houzz Reward Dollars. This rewards program is provided by Houzz and its terms may change at any time. For full Rewards Terms and Conditions, please see https://www.houzz.com/rewards-terms.
2. Offer is exclusive to Houzz Credit Card or Houzz Mastercard® credit card holders enrolled in the Houzz Rewards program. Excludes services.
3. Deferred Interest, Payment Required plan: Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges. Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement. As of April 2023, terms for new Accounts: Variable purchase APR of 32.24%. Minimum interest charge is $2 in any billing period in which interest is due. Existing Cardholders: see your credit card agreement for Account terms. Each seller ships independently of other sellers. Backordered items may ship separately.
4. Offer is exclusive to Houzz Mastercard® Credit Card holders enrolled in the Houzz program.
5. Mastercard Card benefits are benefits associated with Mastercard. Certain terms, conditions, and exclusions apply. For Full Benefits Terms and Conditions, please see your Guide to Benefits or call 1-800-Mastercard.
6. Cannot be combined with other offers. Valid one time only. Offer is exclusive to Houzz Mastercard® Credit Card holders enrolled in the Houzz program. Maximum of $50 in Houzz Reward Dollars.
7. Click here for important rate, fee, and other cost information.
Credit card offers are subject to credit approval.
Houzz Credit Card Accounts are issued by Comenity Capital Bank.
Houzz Mastercard® Credit Card Accounts are issued by Comenity Capital Bank pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.